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TK · Die Techniker

A practical ISG guide for students who are insured with TK or are considering TK for their health insurance in Germany.

What students should know.

TK combines statutory student health insurance with digital services, preventive-health support and an optional bonus program.

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Student insurance

Statutory student health-insurance tariff when the legal eligibility requirements are met.

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TK App & Meine TK

Manage documents, insurance information and participation in the bonus program digitally.

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Health courses

Eligible preventive courses may receive a TK contribution. Check the current requirements before paying.

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Bonusprogramm

Qualifying health activities can earn a direct bonus or be used through the TK-Gesundheitsdividende.

BONUSPROGRAMM IN SHORT

€10 / €20

TK’s 2026 information states that an eligible activity can be worth €10 as a direct payout or €20 when used through the Gesundheitsdividende.

Fitness membership Fitness tracker Sports equipment Health courses Dental cleaning Glasses / contact lenses

Eligibility, limits and the current health-dividend catalogue can change. Verify an expense before buying.

Need help choosing or understanding TK?

We will add the dedicated TK contact person for ISG Paderborn here once the final contact details are confirmed.

TK

TK STUDENT CONTACT

Contact person coming soon

Email, phone and appointment details will be added here.

Details to be provided by ISG

Important: This page is a student-friendly ISG summary, not an official insurance consultation. Contributions, eligibility, bonus rules and reimbursements can change. Check the current TK terms before making decisions.